Wallet & ledger

A national wallet, under your brand

At the core of the Konnect platform is a real-time wallet and ledger engine built to run a consumer payment service at country scale. It is the engine behind Kashy, the wallet sponsored by Tunisie Telecom and operated by Viamobile, launched in 5 months.

The engine running Kashy in nationwide production.

What the capability covers

Real-time ledger

Every movement is written to a single transactional ledger: balances accurate to the second, auditable at any time.

Customer and agent accounts

Consumers, merchants, agents and back-offices share one foundation with distinct profiles and permissions.

Regulatory limits per profile

Central-bank limits are enforced natively by the engine, not by a bolted-on layer.

Instant transfers

Wallet-to-wallet money transfers, airtime top-ups and bill payments, available from day one.

White label apps

Mobile apps under your brand, operator back-offices and documented APIs: your colours, your tone, our engine.

How we deploy

01

Scoping

Your licence, your limits, your journeys: configuration starts from your regulatory reality.

02

Branding and integrations

Your apps take your brand while bank and biller integrations are connected.

03

National launch

Controlled pilot, then scale-up: the same path as Kashy, from contract to nationwide in 5 months.

Frequently asked questions

Who holds the licence?

You do. Konnect Networks is a technology provider: the service runs under your licence (payment institution, bank or PSP), under your brand.

Is the wallet already live somewhere?

Yes. The engine powers Kashy, a consumer wallet launched nationwide in Tunisia with Tunisie Telecom and Viamobile, the first payment institution licensed by the Central Bank of Tunisia.

How long does a launch take?

The reference deployment went from scoping to national launch in 5 months, because the platform already exists: each capability is activated, not built.

Activate this capability under your brand

Tell us about your market, your licence and your constraints. We'll come back with a costed launch plan, and a lap time.

Book a demo