For banks

Launch new digital products without touching your core banking system.

The Konnect platform connects to your core banking system through a single gateway. Your new products build on it, under your brand.

01Your core banking system stays in place

Proven at national scale with Kashy, Tunisie Telecom's e-wallet.

5 months

from contract to nationwide launch

6

international remittance partners in service

300+

Tunisie Telecom points of sale at launch

Why the Konnect platform

Every new product builds on the previous one.

You connect your core banking system once. Everything put in service afterwards is reused.

Connect

A single connection to your core banking system.

The platform exchanges with your core banking system through one gateway. Account keeping stays with you.

Launch

One more product, without a new integration project.

Onboarding, mobile account, remittances: every product builds on the connection already made.

Control

Your brand, your rules, your data.

Journeys carry your identity. Data stays in your jurisdiction, compliance checks apply to every operation.

Reuse

What is in place serves the next product.

Identification, payments, customer relationship, reconciliation: modules put in service once benefit every launch.

Where to start

Which project does your bank want to see in service?

Six frequent starting points. Each one builds on the same platform and the same connection to your core banking system.

Use case

A branch with no counter, open around the clock.

Your customers open an account remotely, then run their everyday operations from mobile. Your advisers step in when the file calls for it.

Platform modules involved

KYC · AMLPaymentsCRMNotifications
See the detail
Digital branch
Account openedRemotely, in minutes

Reference

A national e-wallet, launched in 5 months.

Kashy runs on this platform with the payment institution Viamobile and Tunisie Telecom: account opening, transfers, deposits and withdrawals, top-ups, bills, merchant payment, international remittances.

In service at Kashy

  • Remote account opening
  • Transfers between customers
  • Deposits and withdrawals at points of sale
  • Mobile top-up
  • Bill payment
  • Merchant payment
  • International remittances
Read the case study

Practical questions

What your IT and compliance teams will ask.

How does the platform work with our core banking system?+
Through a single gateway between the platform and your core banking system. The exchange mode (API, standard messages or files) is defined with your teams at scoping, depending on what your core exposes. Account keeping and accounting stay in your system.
Where is our data hosted?+
In your jurisdiction, and above all under your governance: you decide where it is hosted and who accesses it.
What level of security?+
Encryption in transit and at rest, role-segmented access, PCI-DSS environment for card flows, timestamped audit trail for every operation and every admin action.
And business continuity?+
Redundant architecture, regular backups, business continuity and disaster recovery plan.
How is compliance handled?+
Compliance stays run by your existing processes; the platform makes them easier. Tiered identification, sanctions screening and AML detection apply to every operation, and files reach your teams complete.
How long for a first product?+
Four to six months for the first product. This includes the connection to your core banking system, made only once. Six to ten weeks for each product after that. The timeline is confirmed at the end of scoping.

Describe your use case. We come back with a costed plan.

Digital branch, new brand, acceptance network or any other project: tell us what your committee wants to see in service. We come back with the plan to connect to your core banking system and a timeline.

Book a demo